Insurance Totaled The Roof, Now The Deductible
Many would say the first and most difficult part of the process is getting your insurance to buy your roof. Now that part is over you still have work to do. Your need to research purchasing a large ticket item which a roof is. Here is a good place to do that. The other hurdle is you deductible.
Insurance Deductibles Are Rising
Gone are the days of the $250 dollar deductible. Today, the most common is 1% of the value. This is significant. As building cost have greatly increased over the years, insurance companies are requiring a more sharing of the cost by raising deductibles. Rumor has it that State Farm is raising this to 2% and many smaller insurance companies will follow.
Ways To Avoid A Deductible
As a firm believer in not recreating the wheel, this has been well addressed by Homestead Roofing in Colorado Springs . They have a great YouTube Channel that has addressed this topic and are an excellent source for anyone anywhere buying a roof.
Better than I could do and very informative. Thank you Homestead Roofing.
Finance Your Deductible or Whole Roof
Bert Roofing now can help you finance your roof. As part of the Owens Corning Preferred Contractor program, we are a service provider for the Service Finance Company. You can also do everything from your home and avoid a trip to a Bank. Any portion of a roof may be financed, from a deductible to a whole roof. Though Owens Corning makes a great product you should strongly consider, financing is open to all roof systems and brands.
How to Get Homeowners Insurance to Pay for a New Roof
FAQ – Roof Replacement with Insurance
Texas Law: Roofing Contractors vs. Public Adjusters – What Homeowners Should Know