Why Impact Resistant Shingles Matter in North Texas
Impact resistant shingles are specifically designed to stand up better to hail and wind-driven debris than standard asphalt shingles. For many Dallas homeowners, that means fewer emergency repairs, a longer roof life, and in some cases a discount on insurance premiums.
How Impact Resistance Is Rated (UL 2218)
Underwriters Laboratories assigns a class rating from 1 to 4, with 4 being the highest. The test most people refer to is UL 2218, which simulates hail impacts using steel balls dropped from specific heights. We break down what the UL 2218 test actually measures in more detail on the blog.
- Class 1: Lowest impact resistance
- Class 2: Moderate impact resistance
- Class 3: High impact resistance
- Class 4: Highest impact resistance (the standard most insurers care about for hail-resistant discount programs)
So the best impact resistant shingles will have a label such as UL 2218 Class 4.
What You Gain by Upgrading
Impact resistant shingles offer several practical advantages over standard asphalt composition:
- Better survival in hail events compared to standard architectural shingles.
- Potential insurance premium discounts. Varies by carrier and policy.
- Improved wind resistance when installed as part of a complete system.
- Longer service life in North Texas neighborhoods where hail is recurring.
Call your insurance agent to confirm what discounts or requirements apply to your specific policy before you upgrade. Some carriers require photos, documentation, or specific brands and ratings to qualify.
Class 3 versus Class 4 Options
Most homeowners have heard of Class 4, but Class 3 impact resistant shingles offer a meaningful step up from standard shingles at a more modest price point.
Class 4 Shingles
- Highest UL 2218 rating
- Often carry the largest potential insurance discount
- Strong fit for areas that see frequent or severe hail
Class 3 Shingles
- Improved performance versus standard laminates
- Typically priced closer to regular architectural shingles
- A smart middle ground when you want an upgrade without a big budget jump
On steep-slope homes across Dallas, Frisco, Plano, and surrounding cities, we install impact resistant options from Owens Corning, GAF, CertainTeed, and other major manufacturers, including the SBS-modified CertainTeed Northgate ClimateFlex. If you want the most durable option of all, metal and stone-coated steel carry Class 4 ratings as well. If you are not familiar with terms like UL 2218 or Class 4, our glossary of roofing terms is a good quick reference.
Impact Resistant Shingles and Hail Damage Claims
An impact resistant roof is not hail-proof, but it often comes through a storm in better shape than a standard shingle roof. That can mean less widespread damage, fewer leaks over time, and more flexibility about whether to repair or replace.
If your home has already been hit by hail, it is still important to have the roof inspected even if you do not see obvious missing shingles from the ground. We routinely find cracked mats, bruised shingles, and damaged accessories that are easy to miss without a close look.
Why Homeowners Choose Bert Roofing for Impact Resistant Roofs
Bert Roofing has installed thousands of roofs across the Dallas area since 1988, including many UL 2218 impact resistant systems. As a local, family-owned company, we do not chase storms. Our customers call us.
When you work with us on an impact resistant upgrade, you get:
- A clear explanation of Class 3 versus Class 4 options
- Brand and color choices that match your home and neighborhood
- A written scope that includes underlayment, starter, hip and ridge, ventilation, and flashing
- Help coordinating with your insurance carrier when hail is involved